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Yesterday i read an article which may provide me peace of mind when I’m planning my financial future, and in particular my life insurance cover (The Article). I have been thinking for some time about how best to meet my life insurance needs. My friend has recently had a number of tragedies which have caused him a lot of distress- both emotional and financial. This has inspired me to act to prevent some of these financial risks by investing in a life insurance policy. I have been getting life insurance quotes for the past two weeks and am close to choosing exactly the policy for me.

The policy I’ve selected is definitely going to be a permanent policy, because despite having lower monthly insurance rates, I don’t think the stress of having to renew a term life insurance policy provides me with the protection that I need. However, at the moment there is one decision I still haven’t made; is whether to purchase unemployment protection as part of my policy. I will decide next week so that I can get my insurance policies fully operational providing me peace of mind once and for all.

As many of you have been reading over the past months, I have started a new distribution business. I will use this blog post to recap where we are up until, so that those of you who have been following will have a coherent understanding of where I'm at with regards to launching our services, and so those of you who haven't been following me very strictly can understand exactly what it is that I'm trying to do.

Last April I started 'Forget Nothing' and we aim to distribute any product (including breakable and refrigerated items) to any destination in Europe within two days. Whilst I have a lot of experienced of working in distribution, I have been using the experts at Bow and Arrow who have excelled at providing me with a coherent, easy-to-follow, and hopefully flawless growth strategy. With support from people as experienced as these I don't think I can fail.

Sorry Santa, but we might need you to make a little more effort with our family this year, as I am really low on cash and buying the most rubbish presents for my nearest and dearest!

My parents are each getting a book, both of which were pretty cheap and I managed to pick up at a book store that was closing down so they were practically giving the stuff away! It's quite sad how many book stores are closing down with this whole digital revolution.

I ordered my brother an r4i card a while back so at least he's got something decent, and it was really good value too!

I'm moving home for the holidays to spend some time with my family, and it's always so warm there! My flat is always cold and it costs a fortune in gas when I put the heating on!

Photo: HowardLake (Flickr)

Romantic comedies are responsible for a lot of misguided notions about romance. It can be argued they set up a standard of love that is not attainable and people are encouraged to wait for some perfect moment to fall into their lap complete with a perfect man or woman. The reality is finding someone is hard work, even after you have found them making a relationship work is also something that might not come as easy as the movies make out. Luckily, when a relationship is hitting a lull there is plenty of help out there. Vibrationsdirect.co.uk is a great place to find ways of kick starting you’re very own romantic comedy

The hardest part about finding a job is finding one close enough to my house to be able to get there by bus. However, in my area this is almost impossible, because there are no businesses around for miles, and so even to get to a job centre on public transport takes me almost two hours. Then when I get to the job centre they tell me that the nearest job they have to my house is further than the job centre itself. That’s why I’ve been signing on for more than 7 months.

However, my job searching is finally becoming more fruitful, because last week i checked on Adizar, and they allow you to customise your job search by location. It’s great, because i can use Adizar to avoid all the jobs on offer in other parts of the country, and just focus on jobs near my house. Wish me luck!