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Yesterday i read an article which may provide me peace of mind when I’m planning my financial future, and in particular my life insurance cover (The Article). I have been thinking for some time about how best to meet my life insurance needs. My friend has recently had a number of tragedies which have caused him a lot of distress- both emotional and financial. This has inspired me to act to prevent some of these financial risks by investing in a life insurance policy. I have been getting life insurance quotes for the past two weeks and am close to choosing exactly the policy for me.

The policy I’ve selected is definitely going to be a permanent policy, because despite having lower monthly insurance rates, I don’t think the stress of having to renew a term life insurance policy provides me with the protection that I need. However, at the moment there is one decision I still haven’t made; is whether to purchase unemployment protection as part of my policy. I will decide next week so that I can get my insurance policies fully operational providing me peace of mind once and for all.